The personal approach to financing Hall Asset Finance Logo
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'Hall Asset Finance' (HAF) is a specialist and independent asset finance brokerage dedicated to serving the asset finance and funding needs of businesses, large and small, across the UK.

As independent asset finance specialists we have access to the UK's leading specialist finance houses and with a proud reputation for negotiating the best rate finance deals for our clients, with a personal service, we are an ideal finance partner for your business.

Our clients have unique requirements and objectives. All to often finance providers adopt a “one size fits all approach”. As a result, many are unaware of the options that are available in the market. Over time and through our experience, we have developed a network of funders who specialise in mainstream and specialist areas of finance.

Through a traditional word of mouth reputation for service and by utilising efficient forms of networking we are able to offer extremely competitive finance packages for our clients.

Through our clients we build loyalty, trust and awareness. As a business who trades predominantly on repeat business, we offer ongoing updates and education on their business financial needs.

There are particular skills required to secure asset finance and it is vital to choose an intelligent, experienced and well connected brokerage to ensure that your business not only secures the finance it needs but does so on the best available market terms. We listen, we act and we get it right for your first time round.

About Us

Richard Hall

Richard has over 25 years experience in Asset Finance. Setting up a private practice was a natural step having worked within the funding side of the industry.

"I believe in getting things done.....from previous experience I know how frustrating it is to be a business and surrounded by bad service offered by indifferent people! Our clients always come first and I know the first name of everyone we deal with. I know we are referred to as a broker but in truth we are a partner to all our clients. We take a sleeves rolled up mentality to work and make our client's purchases as smooth as possible. The nicest compliment is when a client calls to tell me their asset is ready to change and they want us to source a replacement! Repeat business tells me we are getting it right."

Authorised and Regulated

Herts Business Solutions Ltd trading as Hall Asset Finance and Henry and Hall is authorised and regulated by the Financial Conduct Authority.

So what is Asset Finance?

Asset finance is the generic term given to finance facilities that are arranged and secured against all types of business vehicles, equipment and plant machinery.

We can fund both new and used assets. Funding is not just limited to cars, vans, light commercial vehicles and commercial vehicles but a vast range of assets your business may require.

All businesses will require some of these assets or may need to replace them from time to time. Also in the case of business expansion it is vital to increase your assets to remain competitive. Using your business capital is still considered to be the least efficient way to finance your assets and most market leading businesses borrow billions every year via asset finance. So by dealing with us, you are in good company.

You may also have options with your bank, however arranging additional funding for your business keeps your bank facilities free for alternative corporate funding requirements you may have now or in the future. It is also worth knowing that our service is normally quicker than your bank and we can deliver decisions within hours rather than weeks.

How we work...

We are always happy to discuss your requirements. We are happy to work to your time scales and can move as quickly as you require. We offer our service at no obligation and our service is free to you.

When you want to speak to your Account Manager, you'll get through STRAIGHT AWAY – no automated telephone switchboards, no unnecessary delays.

Our business process is personal and efficient. We like to get things done. Once we understand what assets you require and over what period you wish to finance them we can proceed. Applications taken over the phone or in person are conducted quickly and accurately. Depending on the level of finance you require additional information, such as Company Accounts may be requested.

Car Sourcing

Although we finance a vast range of assets, vehicles are always very popular. We now offer a complete car sourcing service, namely 'Henry & Hall', operated by Adam Henry. Whether your requirements are either prestige, family or commercial vehicles, Adam and I will ensure you are offered some of the best terms in today's market.

Our existing clients mentioned that they wished their car purchase ran as smoothly as their finance. Through 'Henry & Hall' we are now able to deliver on both fronts.

Visit 'Henry & Hall' website here...

Henry & Hall

Honest Testimonials

"I have known Richard Hall personally since 1983 when were both employed by Lombard North Central PLC, the UK's biggest provider of asset finance.

Richard served with distinction, attaining to the position of Sales Director, before leaving to set up his own credit brokerage.

In 2004 I was reacquainted with Richard, having myself retired from Lombard and being involved in the setting up of Bristol & London Plc which is an accident management company dealing with prestige car hire. We currently operate a fleet of 180 prestige vehicles, principally Mercedes, BMW, Jaguar, Audi, Range Rover and Bentley and, through Richard's brokerage, various credit lines have been set up to cover vehicle acquisitions. Principally these are with ING, Lombard, Santander and, more recently, Hitachi Capital (UK) PLC. Between setting up these credit lines and now, more than 190 vehicles have been funded at a cost of £7.6m.

It has been my preference to use a credit brokerage which has enabled us to secure very favourable terms and with low administration costs.

In conclusion, Herts Business Solutions Ltd is a well run, very professional operation with substantial contacts with the UK's leading asset funding providers and it is my privilege to highly recommend them."

Bristol & London Prestige Car Replacement

"I have used the services of Richard Hall on four separate occasions over the last five years and have never been disappointed. The service is exceptional and he and his team never fail to find the best and most cost effective finance options to assist with vehicle purchases. I am always happy to recommend his services and indeed have passed on his details to many friends, family and business colleagues"

Daniel Churchill
Director of Pure Funding Solutions

"We had previously used other companies to finance assets for our business. This was usually managed by companies tied to the asset we were buying. Having been recommended to Richard 3 years ago, he now looks after all our asset finance. From company cars, fleet vehicles to IT and telephony equipment; he looks after everything. Cost is always a priority for any business and Richard has always delivered on that front. But the main reason for using Hall Asset Finance is the ease and efficiency Richard offers. No matter what purchase we need to make, a phone call to HAF is all it takes. His advice is impartial and he moves quickly when required. After 3 years of working together Richard understands our business and knows what's best. It's almost like he is one of the team. HAF are reassuringly good."

Countdown International

"We have dealt with Richard for many years and have found Hall Asset Finance to be a key benefit for our customers who wish to borrow competitively on desirable profiles in an efficient manner when purchasing our horseboxes. They are thoroughly professional and match our desire to offer wonderful customer service to our clients."

Justin Bennett
Oakley Coachbuilders

Get In Touch

Hall Asset Finance : 1 Horseshoe Business Park, St. Albans, AL2 3TA

Tel: 01923 670 684 Mobile: 07802 488 088

Registered Name: Herts Business Solutions Ltd. Registered No: 05533932. Registered Place: England And Wales.
Registered Address: 6b Parkway Porters Wood St. Albans Hertfordshire AL3 6PA

Herts Business Solutions Ltd is authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 708604. The register can be accessed through


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